Harvey and Shelley gladly welcome New American Funding’s Steve Schauer back to RERNLV. Life is full of surprises, both good and bad. You could have an increase of income, or it could be cut in half. There could be a sudden event in your family. These are considered extenuating circumstances, as Steve reveals. He discusses with Harvey and Shelley just what extenuating circumstances mean and how they pertain to home loans. Then, he chats with our hosts about credit challenges home buyers may have, like if they’ve ever had a bankruptcy, short sale, or foreclosure. This is a show you definitely don’t want to miss out on!