Southern Fidelity Mortgage’s Kari Phillips was welcomed back to RERNLV in this special clip from her July 11, 2015 appearance. During her appearance, she goes in depth with Harvey and Shelley about the 10 myths of home-buying. Do you need 20% down to buy? Do I need outstanding credit to borrow? Will all sellers pay closing costs? Can we get into a contract by deviating away from the asking price? All of these questions and more are answer by Kari in this clip!